How to Keep Your Home
The prospect of foreclosure is a nightmare for many homeowners. But it is a nightmare that does not have to happen. A bankruptcy filing can stop foreclosure and reduce or eliminate many of your other debts. You can get extra cash flow and the opportunity to rebuild your finances.
Smith Law Firm helps people keep their homes and obtain debt relief through the bankruptcy system. Our firm can stop foreclosure, repossession and garnishment immediately, and begin taking the steps needed to help you regain financial solvency.
Contact us to schedule for a free consultation.
Stopping Foreclosure
Filing for bankruptcy is not a cure-all, nor is it right for everyone. Attorney James Smith can review your situation and recommend the right course of action for you.
If you decide to file bankruptcy, Smith Law Firm can handle all aspects of your case for a flat fee. When we file, the threat of foreclosure stops immediately, as do repossession and creditor harassment. We will then develop a debt reorganization plan designed to reduce your debts and that allows you to keep as much of your property as possible.
Your Bankruptcy Options
For people with regular incomes, a Chapter 13 bankruptcy can stop foreclosure, reduce some debts and enable you to pay off your remaining debts in a more affordable payment plan. You can roll your past due mortgage payments into this payment plan. The extra cash flow your receive can make it much easier to pay your mortgage and remaining debts.
Other people may be better off with a Chapter 7 bankruptcy, which completely eliminates many unsecured debts. It can stop foreclosure for a few months, giving you the opportunity to get current on your mortgage payments or find another place to live.
Act Quickly to Save Your Home
Through a bankruptcy filing, Smith Law Firm can stop a foreclosure at any time up to the actual trustee sale or foreclosure sale. But as with any other legal matter, the sooner you act the better off you will be. Filing for bankruptcy stops the accumulation of late fees and penalties, so act quickly.
If you are behind on your mortgage payments or are juggling your bills to meet your monthly mortgage payment, contact an experienced bankruptcy lawyer.
Contact an Attorney Today
For a free initial consultation with Smith Law Firm, call 801-404-5688 or contact us online. Our firm serves clients in Provo, Orem and surrounding areas in Utah.
Falamos Português
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
